美国肯塔基论文代写:医疗保险

Keywords:美国肯塔基论文代写:医疗保险

医疗保险涵盖了医院各种不同的费用和不同的做法。因此，为患者提供免费或低成本的治疗。在公立医院，医疗保险覆盖了治疗的100%。这意味着一个病人可能去做手术，出来，却没有一笔钱要付。这意味着许多澳大利亚公民不会为了支付医疗费用而负债或破产。在公立医院完全承担医疗费用是非常有益的;然而，这个国家的公立医院也有弊端。一些手术的等待名单可以是100到200天(澳大利亚医疗，2014年)。这可能会导致并发症，如果一个人是在严重的疼痛。很多时候，等候名单会迫使一些人去私立医院接受治疗或做手术。如果没有医疗保险，在私人医院接受治疗或做手术可能会非常昂贵。医疗保险将覆盖私人医院中75%的费用和服务(澳大利亚健康和福利研究所，2013年)。然而，患者仍需自掏腰包支付政府不能处理的部分;这可能高达几千美元或更多。通常情况下，人们会购买私人保险，如果他们负担得起的话，自掏腰包。仍然需要考虑的是，仅仅因为个人在他们的公共保险之上有私人保险，并不意味着他们不会为他们的医疗费用支付任何自掏腰包的费用。私人保险也赋予病人选择医生的权利;只有公共保险的病人是没有选择的。因此，有私人保险的病人可能有一个他们认识的医生，他们可以很好地合作，只要他们有私人保险，他们可以继续去找这个医生。私人保险也可以提供其他只有公共保险的公民享受不到的服务。例如，“理疗、牙科、验光和足病服务”(澳大利亚移民手册)。医疗保险也只覆盖必要的服务。例如，如果一个病人有严重的心脏疾病，需要心脏手术，这将是覆盖。另一方面，如果患者想做整形手术，但手术与任何急慢性健康状况无关，政府也不会完全覆盖。澳大利亚政府在将政府完全覆盖的项目分类，以及为国内个人提供低成本待遇方面做得很好.
美国肯塔基论文代写:医疗保险
Medicare covers a variety of different fees in the hospitals and different practices. Therefore giving free or lower cost treatments for patients. In public hospitals, Medicare covers 100% of the treatment. Which means that a patient may go into a surgery, come out, and have not a single payment to make. This means that many Australian citizens will not go into debt or go bankrupt trying to pay their medical expenses. Having medical bills taken care of completely in public hospitals is significantly beneficial; however, there are drawbacks to public hospitals in this country. The waiting lists for some surgeries can be anywhere from one hundred to two hundred days (Healthcare in Australia, 2014). This can cause complications if a person is in serious pain. Often times the waiting lists will force some people to go to private hospitals to receive treatment or get a surgery done.Receiving treatment or getting a surgery done at a private hospital can be extremely expensive without health insurance. Medicare will cover up to 75% of the fees and services that are taken care of in a private hospital (Australian Institute of Health and Welfare, 2013). However, the patient still has to pay out of pocket the portion that the government does not take care of; this could be up to a couple thousand dollars or more. Often, people will take out private insurance, if they can afford, to cover out of pocket costs. It still needs to be taken into consideration that just because an individual has private insurance on top of their public insurance, it does not mean that they will not have any out of pocket payments for their medical expenses. Private insurance also entitles the patient to be able to choose their doctor; something that a patient with only public insurance does not have the option to do. Therefore, a patient with private insurance may have a doctor that they know and work well with, and they can continue to go to this doctor as long as they have private insurance as well. Private insurance may also provide other services that are not available to the citizens who only have the public insurance. For example, “physiotherapy, dental, optometry, and podiatry services” (The Australian Immigration Book). Medicare also only covers the services that are necessary. For example, if a patient has a serious heart condition and needs heart surgery, this will be covered. On the other hand, if a patient wants to have plastic surgery but the surgery does not have anything to do with any acute or chronic health condition, this will not be completely covered by the government. The Australian government does an excellent job in assorting what is covered by the government completely, and what receives lower cost treatment for the individuals in the country